Alaska Rideshare (Uber & Lyft) Accident Lawyers

Serving all of Alaska · Free consultation · Contingency fee — no fee unless we win

Quick answer

If you were hurt in an Uber or Lyft crash in Alaska — as a passenger, another driver, or a pedestrian — special insurance rules can mean more coverage is available than in an ordinary crash. Alaska's Transportation Network Company law (AS 28.23) requires rideshare insurance of at least $1,000,000 once a driver has accepted a ride (AS 28.23.050). You generally have two years to file (AS 09.10.070), and Alaska follows pure comparative fault (AS 09.17.060). Choate Law Firm has represented injured Alaskans since 1980. Consultations are free and we are paid only if we recover for you. Call (907) 586-4490.

How rideshare insurance works in Alaska

Alaska law sets tiered coverage based on what the driver was doing (AS 28.23.050): when the app is on but no ride has been accepted, at least $50,000 per person / $100,000 per accident / $25,000 property damage; from the moment a driver accepts a ride through drop-off, at least $1,000,000 in coverage. Both tiers also require uninsured/underinsured motorist coverage. Figuring out which policy applies — the driver's personal insurance, the rideshare company's, or your own UM/UIM — is a key early step.

Why these cases get complicated

Multiple insurers are usually involved, and each has an incentive to point at the others. As a passenger you are almost never at fault, but you may still have to navigate the driver's insurer, Uber's or Lyft's insurer, and any other driver's coverage. We identify every applicable policy and pursue the full amount available.

Damages and cost

You may recover medical bills, lost income, and noneconomic damages; only noneconomic damages are capped (AS 09.17.010). We work on a contingency fee — no fee unless we recover for you.

Frequently asked questions

How much insurance applies to an Uber or Lyft crash? At least $1,000,000 once the driver has accepted a ride; lower amounts when the app is on but no ride is accepted (AS 28.23.050).

I was a passenger — who do I claim against? Often the rideshare company's insurer and/or the at-fault driver's; we sort out which policies apply.

How long do I have to file? Generally two years (AS 09.10.070).

What does it cost? Nothing up front — contingency fee.

Sources

AS 28.23.050 (TNC insurance requirements): https://codes.findlaw.com/ak/title-28-motor-vehicles/ak-st-sect-28-23-050/
AS 09.10.070 (statute of limitations): https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-10-070/
AS 09.17.060 (comparative fault): https://codes.findlaw.com/ak/title-9-code-of-civil-procedure/ak-st-sect-09-17-060/

Disclaimer

This page is general information, not legal advice, and does not create an attorney-client relationship. Outcomes depend on the specific facts of each case. Attorneys at Choate Law Firm LLC are licensed in Alaska, California, Hawaii, New York, and Washington (specific jurisdiction varies by attorney).